A business leader formerly based in Virginia Beach, William Adam Boyd guides VeriPay, VeriFund, and PCI Express. As a member of the Electronic Transactions Association (ETA) with over two decades of experience in the financial services sector, William Adam Boyd is well-versed in a variety of payment processing technologies as well as online payment gateways.
An online payment gateway is a system that enables merchants like e-commerce sites to accept online payments from customers. While most online payments refer to the processing of credit cards, advanced payment gateways can combine multiple payment methods, such as e-wallets or crypto payments, into a single interface, ensuring a seamless payment experience for customers regardless of their payment preferences.
During a transaction, the payment gateway checks the legitimacy of a card while preventing the leakage of a customer's personally identifiable information. Payment gateways connect to an acquiring bank, which is the final link in the verification process for credit card transactions, and the organization that holds the customer's money until settlement.
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